Cash Flow Tips

Non-Recourse Freight Factoring: What It Really Means (and What It Doesn’t)

Non-recourse freight factoring is a type of invoice factoring where the factoring company, not your trucking business, absorbs the loss if a broker or shipper becomes insolvent and can't pay. It sounds like a full safety net, but the protection is narrower than most carriers assume, and understanding exactly what [...]

Manufacturing Rebound Signals More Freight, Here’s How to Keep Your Cash Flow Steady

Factories are busier than they have been in years. A key measure of factory activity, the ISM Manufacturing PMI, hit its highest reading since 2022 this past July, climbing to 55.6. Trucking companies that haul freight for factories are already feeling it, with LTL carriers reporting tonnage growth of 5.1% [...]

Porter Freight Funding Introduces TACH Banking for Trucking Companies

Getting paid fast is only half the equation. What happens to that money after it lands in the account matters just as much. That is why Porter Freight Funding now offers TACH banking for trucking companies, pairing Porter's freight factoring with banking tools built specifically around how carriers actually [...]

Freight Factoring vs. Traditional Bank Loans: Which Is Right for Your Trucking Business?

The Core Problem: Truckers Wait. Bills Don't. You delivered the load. You got the signed BOL. You did the work. Now you're waiting 30, 60, sometimes 90 days to get paid — while fuel, insurance, truck payments, and payroll are due right now. This is [...]

Truckers Keep America Moving — Start Factoring at 1.5% for a Limited Time

Every load you haul keeps a store stocked, a job site running, and a family fed. Owner-operators and small fleets are the engine behind the American economy — and yet most of them are still waiting 30 to 60 days to get paid for work they already did. That [...]

Why Small Fleets Are Switching to Porter Freight Funding

If you've been hauling freight for any length of time, you know your freight factoring company can make or break your cash flow. The right partner pays fast, picks up the phone, and doesn't bury surprises in the fine print. The wrong one costs you time, money, and sleep. Right [...]

Porter Freight Funding Reviews: Rates, Features, and What Carriers Actually Get

If you're researching porter freight factoring reviews before making a decision, this page gives you a straightforward look at exactly what Porter Freight Funding offers -- rates, contract terms, tools, support model, and who the service is built for. No sales pitch. Just the details you need to decide. [...]

Earn $300 for Every Funded Referral: How Porter’s Trucking Referral Program Works

You already know how Porter Freight Funding works. You factor your invoices, you get paid fast, and you keep your trucks moving. But did you know you can also get paid just for telling other truckers about us? Porter's trucking referral program pays $300 for every carrier you refer [...]

What to Look for in a Fuel Card for Trucking Companies (2026 Guide)

Fuel is one of the largest operating expenses in trucking — for owner-operators, small fleets, and new authorities alike. A trucking fuel card that delivers real diesel discounts, nationwide network access, and integration with your factoring account can meaningfully reduce cost per mile over the course of a year. This [...]

What Happens After Your MC Number Goes Active?

What To Do After Your MC Number Goes Active Once your MC number goes active, your trucking company can begin booking loads, completing broker setup packets, managing fuel costs, and hauling freight legally. New authorities should focus on finding reliable brokers, staying FMCSA compliant, protecting cash flow, running broker [...]

What Is Reefer Fuel? Reefer vs Diesel, Fuel Costs, Taxes & Savings

Understanding Reefer Fuel Reefer fuel is the diesel fuel used to power refrigerated trailer units that keep temperature-sensitive freight cold during transport. Reefer fuel is separate from the fuel used to power the truck itself and is commonly dyed red because it is intended for off-road use. Reefer carriers [...]

How to Run Broker Credit Checks in PorterGO

How Broker Credit Checks Help Protect Trucking Companies For trucking companies, getting paid matters just as much as getting the load. One unpaid invoice can create serious cash flow problems, especially for small fleets and owner-operators. That’s why broker credit checks are one of the most important tools carriers [...]

Which Trucking Type Makes the Most Money? Reefer vs Flatbed vs Dry Van (2026 Guide)

Reefer vs Flatbed vs Dry Van: Which Makes the Most Money? The trucking type that makes the most money depends on more than just rates. Reefer, flatbed, and dry van trucking each offer different earning potential based on freight demand, operating costs, and payment speed. While reefer trucking [...]

Porter Fuel Card and 24/7 Fuel Advances for Truckers: Save on Diesel and Get Cash Anytime

Porter Fuel Card and PorterWallet 24/7 Advances help truckers and owner-operators save on diesel and access same-day fuel advances year-round. As diesel prices continue to strain the margins of independent truckers and carriers across the country, Porter Freight Funding is reminding the trucking community that real, lasting fuel [...]

Reefer Fuel vs Tractor Fuel: Key Differences Explained

Reefer fuel vs tractor fuel explained. Learn how fuel costs impact refrigerated trucking and how fleets can reduce diesel expenses and improve cash flow.

The 9 Biggest Owner-Operator Expenses

Last updated: March 2026 to reflect current fuel costs and owner-operator expense trends. If you are or want to become an owner-operator, you’re in good company. The average owner-operator’s annual income ranges from $125,000 to $340,000. The United States transportation and material moving industry is expected to grow faster than average through 2032, with about 1.9 million openings yearly. However, an [...]

How Freight Factoring Works for Trucking Companies (2026 Guide)

What is Freight Factoring? Updated June 25, 2026 Freight factoring is a financial service that allows trucking companies to turn unpaid invoices into immediate cash instead of waiting 30 to 90 days for payment. Carriers use factoring to improve cash flow, cover fuel and operating [...]

How to Calculate Your Trucking Cost Per Mile

Learning how to calculate your cost per mile is essential for determining whether you are charging enough for hauling a load. Knowing and understanding how to calculate cost per mile can help ensure you do not lose money. Truck drivers can go out of business if they don't calculate their average cost [...]

What is A/R Financing?

Accounts receivable financing (A/R financing) is a great solution for businesses that need additional cash flow quickly. Porter Freight pays loads out within 24-hours, when shippers could take months. Porter Freight handles all the behind-the-scenes billing so you don't have to worry about anything but picking up and delivering [...]

Difference Between Quick Pay and Factoring

Every owner-operator knows that in order to grow your business, cash flow is needed. You don't want to turn down loads, but you can not afford to put fuel in your truck for the next load if you aren't getting paid on the previous load for 30 days or [...]

Is Invoice Factoring Possible with Bad Credit?

You can't possibly receive a cash advancement with poor credit, right?! Wrong! Porter Freight Funding doesn't perform a credit check on you or your business prior to purchasing your invoices. If bad credit is holding you back from success, allow Porter Freight Funding to help! Invoice Factoring Invoice factoring [...]

Freight Factoring Rates for Trucking Companies

Last updated: May 20, 2026 Average freight factoring rates typically range from 1% to 5% depending on invoice volume, customer credit quality, payment terms, and factoring structure. Most trucking companies pay lower rates with higher invoice volume and strong broker credit. Freight Factoring Rates [...]

How to Increase Your Trucking Company Profit Margin

Running a profitable trucking company takes more than just being a great truck driver. You can be a veteran in the trucking industry, but running a trucking business is challenging if you lack cash flow. Working in the transportation industry can be cutthroat, which is why we are here to [...]

Equipment Financing for Truck Drivers

Decide what you need Each driver's needs are different, so it is important to figure out what you're looking for before you get started on researching other financing options. Ask yourself these important questions: What type of truck do you need for your commercial trucking business? What loads will [...]

Should I Use Factoring or Quick Pays for my Trucking Company?

How does quick pay work in trucking? What about freight factoring? These are common terms in the trucking industry, and understanding their differences and benefits is vital to your business's short- and long-term health. Learn how they work with Porter Freight Funding today. Freight Factoring vs. Broker Quick [...]